Ghana enacts its VASP Act, the third standalone African crypto law in three months
| Jurisdiction | Ghana (Africa) |
| Authority | Parliament of Ghana / Bank of Ghana / SEC Ghana |
| Instrument | legislation |
| Status | enacted |
| Event date | 30 Dec 2025 |
| Coverage date | 4 Mar 2026 |
| Sources | SEC Ghana press release |
| Reference | cpm-2026-0005 |
Ghana's Virtual Asset Service Providers Act (Act 1154) passed Parliament on 19 December 2025 and received presidential assent on 30 December, making it the third African standalone digital asset statute enacted in the October to December 2025 quarter, after Kenya and Nigeria. Africa's earlier standalone regimes include Mauritius (VAITOS Act 2021), Botswana (2022), Namibia (2023) and Seychelles (2024), so this is a claim about the pace of that quarter, not about being third on the continent. The model is co-regulatory: Bank of Ghana supervises the monetary and payments dimension, SEC Ghana the securities dimension. Licensing is mandatory for all VASPs, AML obligations attach, and crypto influencers reportedly fall within the licensing net. The target is an estimated $3 billion informal market involving roughly 17% of Ghanaian adults. BoG's supervisory rules were slated to roll out in phases through 2026.
The Monitor, by email
A weekly, purely legal read on digital-asset regulation across the Global South: statutes, licensing regimes, enforcement. No prices, no projects, no trading.
Your address is stored to send you the Monitor, nothing else, and never shared with our other publications' lists. Unsubscribe any time. Privacy. This site itself sets no cookies.